Modern 21st century woman

I was discussing my blog, food and money with a fellow gamer via email and I had written to him that I was saving as much as possible in my 401(k) because once I found someone, got married and had kids, I wouldn't be working anymore and wouldn't have the ability to contribute to a 401(k). He made asked me, "Wow, is that how a modern 21st century woman thinks? Or just the ones that plan?"

Ha! How would I relate to the so-called modern woman? I consider myself somewhat a traditionalist, not in everything, but I do have traditional-leanings. I wrote back to him that if I was a "typical" modern 21st century woman, I'd have a savings rate of 0% and I'd love lots of credit card debt! :-) That maybe be a slight exaggeration, but I don't think it's much of one. Thank goodness that is not me! Planning can be not fun at times, but in the long run, I think it pays off.

I told him that the other planner-type women I know that want to have children are doing similarly to what I'm doing, specifically my friend Carolyn! She has been saving and saving and now she's pregnant! So, she and her husband are all ready! I think that's awesome and I really admire her and her hubby for that. I hope to follow in her footsteps!