- I'm swearing off all fried foods.
- I need to just eat less!
- Drink just water, UNsweetened tea or diet soda... but mainly water.
- Exercise!! Even if it's just 15 minutes...
On a total random side note... Well, actually, I guess it's not totally random. It's kind of like a financial diet! :-)
I've also been stressing about retirement funds lately. Probably an odd thing for a 33 year old to worry about, but for some reason I do. I get obsessed sometimes about being prepared enough for retirement, worried that I won't have enough saved.
I was obsessing on this earlier this week and lucky for me, I had the good fortune to sit next to a retired person on each of my flights. I picked their brains and turns out, both of them were government workers, so they have pensions coming from that along with saving other ways. One of them told me to just save, even if it was a little bit and do it with every paycheck. I do that, so I am satisfied with that, but I feel like there's more I can and should do. I guess in reality, there's nothing more I can do about retirement since I'm maxing everything out. What I need to do is focus on saving more outside of my retirement accounts.
Anyway, random thoughts about the money stuff, I don't have a firm plan on that just yet. I think the first part is just looking at all the income and expenses and see how much I could possibly save if I wanted to and see how feasible that is. Luckily, I think I can make the next couple trips out to see Greg without actually spending anything by using miles that I've accumulated over the last few years.
I wonder how many people have budgets? And how many people stick to them? I should give myself a challenge of doing that! Making a budget and seeing if I can stick to it. For now, I'll do the research to see how much I'm actually spending. To be honest, I really don't know how much I'm spending other than my fixed expenses. My guess is that I'd be shocked at how much I'm spending going out to eat each month. Probably traveling too! Getting paid monthly should make it easy to divvy everything up if I make a budget. First step... see how much I'm spending and what exactly I'm spending it on...